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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Gio Peralta

Gio Peralta

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio: As an experienced mortgage and real estate professional since 2002, I’m very grateful for all the individuals I’ve met during my lending career. My success in this industry would not be possible without the support from my team and especially from my clients who trusted me in helping them make a smart financial decision. The experiences I’ve gained in real estate sales, loan processing, loan underwriting, and loan origination have definitely helped me in knowing what’s needed to get the job done. If you’re looking into buying a home, refinancing, or just have a general mortgage or real estate question, please feel free to contact me anytime. I look forward to helping you reach your goal.

Phone: (909) 921-6974

NMLS#: 453415

License: CA

Spoken Language: English

My reviews on Google

Mortgage Rates

Why are our rates so low?

  • 1. We shop dozens of the top lenders in real time to find you the best rate.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.

Our Accomplishments

$12.2+

Billion in Closed Loans

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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