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Sat 09:00 - 14:00

Gio Peralta

Gio Peralta

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio: As an experienced mortgage and real estate professional since 2002, I’m very grateful for all the individuals I’ve met during my lending career. My success in this industry would not be possible without the support from my team and especially from my clients who trusted me in helping them make a smart financial decision. The experiences I’ve gained in real estate sales, loan processing, loan underwriting, and loan origination have definitely helped me in knowing what’s needed to get the job done. If you’re looking into buying a home, refinancing, or just have a general mortgage or real estate question, please feel free to contact me anytime. I look forward to helping you reach your goal.

Phone: (909) 921-6974

NMLS#: 453415

License: CA

Spoken Language: English

My reviews on Google

First of all, let me say thank you Gio for everything you have done for us. From start to finish, you have been very helpful and kind enough to offer more help if we needed it. This was my first experience buying and selling house at the same time. You made us feel relax and at ease. So, for those who are in the market on buying or selling house, I highly recommend Gio Peralta. 100% satisfaction guaranteed! He will take care of you and find your new dream home.
Stress free, very professional and knowledgeable I recommend Mr Gio he is great in explaining the process.

My reviews on Zillow

I worked with Gio about 10 years ago for the home loan on my first house. He kept in touch with me via professional emails throughout the years. Last December, Gio helped me again with the mortgage on another house I purchased. Once again, he was very professional, detailed, and very easy to work with. Whenever we have questions, Gio was always one text away. He was always willing to help us in any way within his ability. He was knowledgeable in what he does and provided the best mortgage rate he could get us. I highly recommend Gio to be your next loan officer.
Always updated us in a timely manner, always guided uus when we had concerns, and it was helpful to not miss deadlines because they walked us through the entire process.
I had a few issues trying to get approved for my mortgage and Gio Peralta really helped my through the process and was able to lock in a lower rate and lower closing fees for me than anyone else. I highly recommend reaching out to him.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 184 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.



Number of Lenders


Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.


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